This would help you out by making life easier for you. Try to cut down your living expenses, this would make your income more manageable and reduce your bills as well. You might not necessarily need that luxurious huge car. You can do equally well with a more affordable one; such things will help to reduce your stress. This may seem difficult, but can bring long term rewards your way.
10 Ways to Make Sure You Have Enough Money for Retirement
7. Cut Down On Living Expenses