Each year a period of few months is dedicated to Open Health Insurance Enrollment, when you can apply for health insurance, and the health plan insures you consequently. Any proof to substantiate insurability or underwriting is not required, which makes it even simpler to obtain health insurance.
The Open Health Insurance Enrollment period for 2015 coverage begins from November 15, 2014 and is going to last until February 15, 2015. Make sure you don’t miss the deadline and apply by February 15 otherwise you won’t be able to get secure Marketplace Health Coverage, if you aren’t eligible for a Special Enrollment Period.
Do you realize why there is an open enrollment period in place? It is the only time of the year when you can acquire a prime medical plan in the health insurance marketplace that would contribute in the individual and family market as minimum essential coverage, exclusive of your qualification for a Special Enrollment Period.
Here, we’re going to discuss ten ways in which you can make the most out of the Open Health Insurance Enrollment Period.
Doesn’t matter if you are getting coverage for the first time, or if you have obtained one using the federal website, it would do you good always, if you consult a licensed independent agent before the Open Enrollment Period, as doing this would help you avail the early line on coverage alternatives.
As you might be experiencing right now, licensed agents get extremely busy once the enrollment period starts. An effective agent will intelligently assess your situation, and detail the best options for you; while it’s not essential that you secure a plan from that particular agent only.