Everyone loves the word bonus because it implies more benefits. There are some cases that your variable annuity could offer a bonus. What this means is that some insurance holders offer contracts for your annuity that allow for special bonus credit features. This can be quite rewarding if it works out well, but in some cases, you may be able to gain this bonus credit with the right insurance company. Make sure you discuss this with your financial advisor prior to signing any annuity that allows this because there could be hidden implications. In addition, your tax professional can also be a good source to refer to, so that you can ensure that your tax liability is within reason.