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8 Credit Cards You Should Have If You Have Excellent Credit

Chase Sapphire

Do you have excellent credit? If so, there are some great credit cards out there to reward you for your thriftiness. Some of the greatest features of these credit cards include low APR, great cash back rewards, and other perks.

Chase Sapphire Preferred Card

Chase Sapphire’s Preferred Card is the premiere card for those with outstanding credit. We found that this card gives 40,000 points when you spend $4,000 within the first three months. Also, you get another 5,000 points when you sign up another user and they complete a purchase. With a generous 14.99% APR and fee-free first year, Chase’s Sapphire Card also lets travelers enjoy a 1:1 point transfer program. 1,000 Ultimate Rewards points equal 1,000 points or miles with a partner company. Simply put, this rewards program exists with no other credit card.

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